tonight i got run over.....

[mr_mr]

was out for a cycle with the missus on our lovely new bikes, mine being my recently completed lava dome, when someone reversed out of a parking space without looking. i managed to slow down enough so that i didnt collide but she managed to reverse into me and over my front wheel. its buckled and there are tyre marks/scrapes on the forks.

i have her details and have reported it to the police and have an incident number.

She is responsible for the repairs and i would like it fixed, just wonder what advice you guys have on the situation?

firstly i am ok tho! no injuries which i am very grateful of.

jon

 

[Konaglider]

Sorry to hear you've had a scrape, glad you're OK.

Can't give, I'm afraid, any advice. Will be interesting to hear if you get any compensation of any type.

Matt.

 

[t-stoff]

maybe in the offtopic forum you'll have a better shot.
There have been a couple of situations posted on the last few months with some replys.

 

[feetabix]

fault here may not be difficult to prove, the value, both physically and emotionally, of the damage is somewhat harder to value in a world where an old bike is just that, as opposed to an expression of your youth and interests....i was run over in 1992 by an uninsured driver, the bike was valued and the matter sorted to the satisfaction of a court, but it didnt replace my memories!.....at least you are ok, that is the only really important thing.....a bike is replaceable!....

 

[rocky ridge]

your bike should be repaired to the same as it was before the accident
so best go to some good bike shops and get some quotes to get the bike repaired as it was
some idiot rode into the back of my pro flex
and i had a new rear fork and shock unit fitted cost about 400 quid
i got the money the next day but insurance companies are terrible now they will find anyway possible to stitch you up
dont take their first offer
you may get some new forks and a new wheel
they are legally bound to repair the bike for you

 

[medoramas]

Good thing to have is the British Cycling membership - it gives you professional help in case of a accident/incident...

 

[Chris]

Problem is you might of gone to a lot of trouble to build up a period bike only for the insurance company to stick modern parts on it :roll:

I suppose you could sell the new bits and then source some more old bits. I wonder if you could get the shop to give you the new stuff without fitting it and sell it as brand new

 

[gerryattrick]

Given the way things are going these days you should go to an Injuries compensation firm, claim back and neck injuries, not to mention severe psychological trauma. That way you should be able to buy a bunch of retro bikes plus a couple of new for good measure.

I'm only being cynical, and glad that you are uninjured and only looking to claim for bike damage.

It may be difficult to convince a hard-headed insurance firm, however, that a much-loved retro bike is not just an old bike that can be replaced for a few quid.

 

[Tom79]

I work for an insurance company (zzzzzzz) and it sounds like this is something that could be covered....obviously I don't know the details but if you took her info and she admitted running over your wheel etc then I don't see any reason why it wouldn't be covered under her third party insurance. However, agreeing on how much should be covered is another matter altogether!

Most insurers will take a view on a few quotes to repair and just get it paid if she admits liability....

 

[OwenJames]

Sorry to hear of your mishap, but glad you were not injured.

I have not lived in the UK for a long time, but I did once get hit hard by a car, which landed me, at the age of 17, with an XTR clad S-Works. Insurance seemed to happen very fast, and I was with my new beast in what felt like a week. The court hearings and damages / assault charges took a LOT longer...

I now live in Japan, and the advice we give to all of our cycling club members is this;

If you get in bother, get your phone out and start taking as many photos of things as you possibly can. Fill your phone's memory up, if needs be! Anything to support your claim, show road and street conditions, light conditions, position of involved parties etc. will help you, if things 'go legal'.

These new smart phones are your friend, and while this is advice which you can not utilise for this current problem, it would be wise to do so in the future, if (heaven forbid) you get in a scrape again.

They are surveying us, so survey them back!

Sincerely, hope you get compensated accordingly, and the driver, if in the wrong, is punished fairly.

Cheers.