Forum rules
I never ask for paypal gift and I actually thought it was against the rules of this forum.
If someone asks for £20 gift, for example, I will inform them that I will pay for goods and pay the fee's. There is a check box on the second page of paypal payment type box, where 'Gift' is listed that allows the sender to pay the fee's. If someone insists it be paid for with gift, even though I'm willing to pay the fee's then I steer well clear as there is absolutely no valid reason other than it cant be traced or refunded.
The exceptions to my dealings are people on here that I have dealt with many times and 'know' fairly well and trust, then gift is used as it saves us both fee's and we still have peace of mind if theres a problem.
Most people dont ask for gift, though it is on the increase and I dont ask, or expect it. As mentioned, I thought it was against forum rules, not that that makes any difference to the way I deal or expect to be dealt to.
My opinion, and it may well be the laws as well, is that if you give someone a gift, its a gift no strings, no expectation of something in return, so if nothing comes in return, then you cant really start complaining :roll: Harsh maybe but thats what I have always thought of as a gift, and I'm sure paypal think the same way so I really do laugh when I see a thread on the forum with someone complaining that they got ripped off and paypal wont help them, why should they, they did you a favour at no cost to send money, when technically you have defrauded them of their rightly owed fee.
This is certainly not directed to this post as this seems to be a clear case of someone setting out to decieve and defraud people and hopefully it will get sorted happily for everyone thats owed.
I think Paypal is Ok and its convenient, hence why I signed up and use it. Everybody who uses it ticked the little box to say they agreed to the terms of use. This is a legal document, so if caught defrauding them, I am sure they would pursue it.
I am also quite sure that they will soon, if not already doing it, monitor accounts with constant ingoing and outgoing 'gift' payments.
By paying with gift you are not just saving 4% in fee's, you are giving up any evidence of a transaction and hence any protection afforded.
This sounds like a marketing excersise for paypal, but its not, my issue is that there are currently about four threads with people having issues with non delivery, dissapearing sellers etc and in most there is someone thats paid with gift, it just seems to perpetuate the rip off deals and I'm sure because its commonly used on most cycling forums that it may even be attracting the lowlifes.
Just something to think about.
Jamie