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NAILTRAIL96":1ymblhqy said:My mind is fine, and I stand by all of my coments.
Especially on strike action.
You can stand by which ever comments you want but some of them are just plain wrong.
NAILTRAIL96":1ymblhqy said:My mind is fine, and I stand by all of my coments.
Especially on strike action.
IME, that tends to be the problem for a big chunk of society.cchris2lou":390ahws4 said:my pension scheme is excellent ( weathiest council in the uk ) .
still young so dont really care about all that yet
Sensible words, It may seem like a good pension now but so did the pensions of others on this thread at the time.Neil":2jbw06w6 said:IME, that tends to be the problem for a big chunk of society.cchris2lou":2jbw06w6 said:my pension scheme is excellent ( weathiest council in the uk ) .
still young so dont really care about all that yet
They are either oblivious, or can't be bothered about it yet - they'll worry about it later.
Problem is, tomorrow never comes, and unless you think of it from the outset of your working life, that pension contributions are a "deduct at source" type of overhead, many will always procrastinate, then think they can't afford it.
captaincosmic":1q65qwxp said:Well I can't afford a pension and I am self employed so no one will contribute to mine so I figure on working til I die hopefully a nice quick heart attack not a slow frostbitten existence in a doorway
So I am sorry that I cannot agree with the strikes but hey you can have my 50% tax and plan for you future with my blessing
Self employment isn't always a choice, a lot of jobs which were once employed are now only available to contractors (so employers can save on pension contributions).Scougar":3scuopih said:captaincosmic":3scuopih said:Well I can't afford a pension and I am self employed so no one will contribute to mine so I figure on working til I die hopefully a nice quick heart attack not a slow frostbitten existence in a doorway
So I am sorry that I cannot agree with the strikes but hey you can have my 50% tax and plan for you future with my blessing
Self-employed is never easy, but without being rude and with respect to you.. that is a life choice (and a brave one). You can also right things down to expenses etc, so that 50% tax is not quite as you say it is. (I have a fair few self-employed mates, but I don't claim to know the in's and out's).
I still have to 'pay' for my pension, just like private people have to pay, it's just the government (Incidently.. mine is a self funding one, so we generate millions for the treasury, more than any of your 'tax' pays for my wages) put in a reasonable portion. I still can't "afford it", and would stop it if I could.. but once in you can't stop apparently?!?!? So even though I don't want it, I can't actually avoid having to pay the extra penalty for mine if that happens.
I think the private pensions are a shambles personally, and you get VERY bad value for money... so why would we want to have pensions that basically screwed us over in later years? Also.. it STILL isn't the terms we signed up with.