xtaffa
Gary Fisher Fan
On the commute folder definitely. No on the MTBs. Having said that these were cheap and worked really well when I was running a 92 Marin on dual-duty:
Other end of scale - brother in law has something like these on his Pashley...
Zefal No Mud Universal Mudguard Front or Rear | Merlin Cycles
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Other end of scale - brother in law has something like these on his Pashley...